Commercial real estate is a bit more tricky to purchase than residential real estate and for good reason. There are a few more considerations to keep in mind as the properties are quite different. You will find that you are looking more for use out of the property than the overall design, and for that reason, you should know all you can about commercial real estate before getting started. These commercial real estate tips could be the right place for you to get started.
Invest some time in learning about how the real estate market works. Read some books or online resources to find out the best ways to go about investing your money into your future home. This will help you with the lending, selling and purchasing aspect of the real estate market.
To manage your commercial real estate building wisely, make sure the property does not experience a high degree of vacancies and you will be able to control your cash flow well. If you have a lot of tenants in the building, it?s a good idea to write the leases in such a way that they do not all expire at once. If all the leases run out at the same time, you may find yourself with an empty building!
When renting out a property, always include maintenance costs when trying to figure out your finances. Problems are bound to occur at some point so you should try to be prepared. With maintenance, you may go a year with no problems, and have that year followed by mainly costly repairs. Try to set aside a monthly allowance for repairs even if they have not occurred yet.
Don?t plan for the worst, but be prepared to ask questions related to your inability to pay your rent. Know in advance, whether the landlord is willing to work with you and will allow you extra time to pay or lock you out right away. Protect your customers and your business by knowing your options.
Do not try to bribe your real estate agent into scheduling more showings for you. Not only is this totally unethical and offensive to any reputable agent, but there is still no guarantee that your property will sell any faster even though it was shown to buyers a lot more.
Make a careful selection of the broker you are going to use. Take the time to get to know him and find out if your interests are going to be your broker?s first priority. If the broker does not agree with your objectives, move on to interview the next broker on your list.
If you are searching through the commercial real estate market you should know what it is that you are looking for prior to beginning your search. Know the location that you want the property to be in. Is this an investment or somewhere you may live? Are you paying cash or will you need to find financing for the property?
Research the different options available in commercial insurance. The type of policy that you need depends on many different things including whether or not customers visit your work site and the number of vehicles that you use. Your total number of employees also makes a difference. Paying attention to these variables will help you choose the right type of coverage.
Hopefully you have found the information and the advice that you were looking for. An investment in commercial real estate could haunt you for years if you make a mistake, but it could be quite profitable for you if you are educated about the process. Use the information and advice that you have learned here to make the wisest choices for your investment.
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Tagged as: business, real estate, Renting & Real Estate
Postpartum depression prevalent in under-developed countries, could impact baby health and mortalityPublic release date: 8-Jan-2013 [ | E-mail | Share ]
Contact: Beata Mostafavi bmostafa@umich.edu 734-764-2220 University of Michigan Health System
Two-thirds of mothers with sick babies in Ghana at risk of depression, which could put babies at higher health risks such as low birth weight and poor nutrition
ANN ARBOR, Mich. Postpartum depression not only affects mothers but it could mean higher health risks for the baby especially in low-income countries like Ghana where the condition isn't well-recognized, University of Michigan Health System research shows.
Efforts to reduce child mortality and improve infant growth, health, and nutritional status in less-developed countries must address the mental health of new moms, the study suggests.
Two-thirds of participating mothers of sick, hospitalized babies in Ghana showed high risk for symptoms of clinical depression which puts their babies and young children at significant health risks according to the new research that appears in the International Journal of Gynecology & Obstetrics.
Postpartum depression in Africa appears to be at least as common and perhaps even more common than in high-income countries, yet very little research has looked at maternal mental health in developing nations.
Katherine J. Gold, University of Michigan
"Our research provides a mental health snapshot for this population of high-risk moms. We know that if a mother has postpartum depression, both she and her baby face substantial health risks," says lead author Katherine J. Gold, M.D., M.S.W., M.S., assistant professor of family medicine and of obstetrics and gynecology at the University of Michigan Medical School.
"Addressing these health concerns may be particularly important for mothers of sick infants who have additional medical problems impacting their health."
In low- and middle-income nations, maternal depression has been linked to poor infant nutritional status, diarrhea, and respiratory illness critical factors of child survival. Children with mothers who are depressed are also nearly twice as likely to be underweight and experience growth stunting.
Growing evidence indicates that children of depressed women have higher health risks, ranging from low birth weight, spontaneous abortion, stillbirth, and preterm delivery to reductions in breastfeeding, infant sleep, behavior disorders, and attachment problems.
Lack of perceived social support, poor self-rated health, history of interpersonal violence with a current partner, and home delivery are important risk factors for postpartum depression among mothers of sick infants in Ghana, the study says. These risks are very similar to risk for postpartum depression in the United States.
In places like Ghana, however, there are significant challenges to providing adequate mental health care for new moms, including a lack of trained staff, funding barriers, lack of affordable medications, and social stigma.
"Postpartum depression is well known in the United States, and we recognize that pregnancy and the postpartum period are vulnerable times for maternal mental health," says Gold. "But in low income nations, many people view symptoms of depression as spiritual or personal issues rather than a psychiatric condition which could be treated."
###
Additional Authors: Kathryn Spangenberg, Family Medicine, Polyclinic Directorate, Komfo Anokye Teaching Hospital, Kumasi, Ghana; Priscilla Wobil, Department of Child Health, Komfo Anokye Teaching Hospital, Kumasi, Ghana; Thomas L. Schwenk, M.D., former chair of U-M's Department of Family Medicine, now dean of the University of Nevada School of Medicine and vice president of the University of Nevada, Reno, Division of Health Sciences.
Funding: University of Michigan GlobalREACH, National Institutes of Mental Health (Grant NIH K-23)
Conflict of Interest: None
Reference: "Depression and risk factors for depression among mothers of sick infants in Kumasi, Ghana;" http://dx.doi.org/10.1016/j.ijgo.2012.09.016.
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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Postpartum depression prevalent in under-developed countries, could impact baby health and mortalityPublic release date: 8-Jan-2013 [ | E-mail | Share ]
Contact: Beata Mostafavi bmostafa@umich.edu 734-764-2220 University of Michigan Health System
Two-thirds of mothers with sick babies in Ghana at risk of depression, which could put babies at higher health risks such as low birth weight and poor nutrition
ANN ARBOR, Mich. Postpartum depression not only affects mothers but it could mean higher health risks for the baby especially in low-income countries like Ghana where the condition isn't well-recognized, University of Michigan Health System research shows.
Efforts to reduce child mortality and improve infant growth, health, and nutritional status in less-developed countries must address the mental health of new moms, the study suggests.
Two-thirds of participating mothers of sick, hospitalized babies in Ghana showed high risk for symptoms of clinical depression which puts their babies and young children at significant health risks according to the new research that appears in the International Journal of Gynecology & Obstetrics.
Postpartum depression in Africa appears to be at least as common and perhaps even more common than in high-income countries, yet very little research has looked at maternal mental health in developing nations.
Katherine J. Gold, University of Michigan
"Our research provides a mental health snapshot for this population of high-risk moms. We know that if a mother has postpartum depression, both she and her baby face substantial health risks," says lead author Katherine J. Gold, M.D., M.S.W., M.S., assistant professor of family medicine and of obstetrics and gynecology at the University of Michigan Medical School.
"Addressing these health concerns may be particularly important for mothers of sick infants who have additional medical problems impacting their health."
In low- and middle-income nations, maternal depression has been linked to poor infant nutritional status, diarrhea, and respiratory illness critical factors of child survival. Children with mothers who are depressed are also nearly twice as likely to be underweight and experience growth stunting.
Growing evidence indicates that children of depressed women have higher health risks, ranging from low birth weight, spontaneous abortion, stillbirth, and preterm delivery to reductions in breastfeeding, infant sleep, behavior disorders, and attachment problems.
Lack of perceived social support, poor self-rated health, history of interpersonal violence with a current partner, and home delivery are important risk factors for postpartum depression among mothers of sick infants in Ghana, the study says. These risks are very similar to risk for postpartum depression in the United States.
In places like Ghana, however, there are significant challenges to providing adequate mental health care for new moms, including a lack of trained staff, funding barriers, lack of affordable medications, and social stigma.
"Postpartum depression is well known in the United States, and we recognize that pregnancy and the postpartum period are vulnerable times for maternal mental health," says Gold. "But in low income nations, many people view symptoms of depression as spiritual or personal issues rather than a psychiatric condition which could be treated."
###
Additional Authors: Kathryn Spangenberg, Family Medicine, Polyclinic Directorate, Komfo Anokye Teaching Hospital, Kumasi, Ghana; Priscilla Wobil, Department of Child Health, Komfo Anokye Teaching Hospital, Kumasi, Ghana; Thomas L. Schwenk, M.D., former chair of U-M's Department of Family Medicine, now dean of the University of Nevada School of Medicine and vice president of the University of Nevada, Reno, Division of Health Sciences.
Funding: University of Michigan GlobalREACH, National Institutes of Mental Health (Grant NIH K-23)
Conflict of Interest: None
Reference: "Depression and risk factors for depression among mothers of sick infants in Kumasi, Ghana;" http://dx.doi.org/10.1016/j.ijgo.2012.09.016.
[ | E-mail | Share ]
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Alabama head coach Nick Saban holds up the championship trophy after the BCS National Championship college football game against Notre Dame Monday, Jan. 7, 2013, in Miami. Alabama won 42-14. (AP Photo/Chris O'Meara)
Alabama head coach Nick Saban holds up the championship trophy after the BCS National Championship college football game against Notre Dame Monday, Jan. 7, 2013, in Miami. Alabama won 42-14. (AP Photo/Chris O'Meara)
Alabama head coach Nick Saban holds up the championship trophy after the BCS National Championship college football game against Notre Dame Monday, Jan. 7, 2013, in Miami. Alabama won 42-14. (AP Photo/Chris O'Meara)
Alabama defensive lineman Alphonse Taylor (50) holds up a newspaper after the BCS National Championship college football game Monday, Jan. 7, 2013, in Miami. Alabama won 42-14. (AP Photo/David J. Phillip)
Alabama quarterback AJ McCarron celebrates during the second half of the BCS National Championship college football game against Notre Dame Monday, Jan. 7, 2013, in Miami. (AP Photo/David J. Phillip)
Alabama head coach Nick Saban is dunked with Gatorade in the final seconds of the BCS National Championship college football game against Notre Dame Monday, Jan. 7, 2013, in Miami. Alabama won 42-14. (AP Photo/Wilfredo Lee)
MIAMI GARDENS, Fla. (AP) ? The coach no longer wears houndstooth. The result is the same. Another Alabama dynasty.
Quieting the Irish by the first play of the second quarter, Eddie Lacy, AJ McCarron and the No. 2 Crimson Tide rolled top-ranked Notre Dame 42-14 for the BCS championship Monday night, locking up a second straight national title and third in four years with another laugher of a title game.
The Bear would've been especially proud of this one ? Nick Saban and the Tide romping to the second-biggest rout of the BCS era that began in 1999.
"We're going for it next year again," said Alabama offensive tackle Cyrus Kouandijo, only a sophomore but already the owner of two rings. "And again. And again. And again. I love to win. That's why I came here."
Lacy, the game's offensive MVP, ran for one touchdown and caught a pass for another in the final minute of the opening half. He spun away from the vaunted Notre Dame defense not once, but twice, to cap a 28-0 blitz before the bands even got on the field.
"They just did what Alabama does," moaned Manti Te'o, Notre Dame's star linebacker and Heisman Trophy finalist.
Lacy finished with 140 yards on 20 carries, coming up with two of his best performances in the two biggest games of the year. He rushed for a career-high 181 yards in a thrilling victory over Georgia in the SEC title game, and was nearly as dominant against the Irish. McCarron wasn't too shabby, either, completing 20 of 28 passes for four touchdowns and 264 yards, adding another dazzling effort on top of his MVP in last year's title game.
You could almost hear television sets around the country flipping to other channels, a hugely anticipated matchup between two of the nation's most storied programs reduced to nothing more than the second straight BCS blowout for the Crimson Tide.
"We've had a lot of really great football players who've worked really hard," Saban said. "Because we've had a great team, we've been able to have a significant amount of success."
Alabama (13-1) scored 69 straight points against its title game opponents, going back to getting the final 13 against Texas in 2010, followed by a stifling 21-0 victory over LSU for last year's crown, then scoring the first 35 points on Notre Dame. Saban's team made the Irish (12-1) look like a squad that would be hard-pressed to finish in the middle of the pack in the mighty Southeastern Conference, which has now won seven straight national championships.
The Crimson Tide wrapped up its ninth Associated Press national title, breaking a tie with Notre Dame for the most by any school and gaining a measure of redemption for a bitter loss to the Irish almost four decades ago: the epic Sugar Bowl in which Ara Parseghian's team edged Bear Bryant's powerhouse 24-23.
Bryant won five AP titles during his brilliant career. The way things are going, Saban might just chase him down.
The diminutive man with the perpetual scowl has guided Alabama to the top spot in the rankings three times since arriving in Tuscaloosa in 2007, and if he's serious about finishing his career with the job he has, there seems no reason he can't win a few more before he's done with "The Process."
Already, Saban is the first coach in the BCS era to win national titles at different schools, capturing his first at LSU during the 2003 season. Now, he's the first coach with back-to-back BCS titles, and given the youthfulness of his team, Alabama figures to go into next season as a heavy favorite.
In an interesting twist, Saban's fourth college title came in the stadium where he had the only stumble of his coaching career, a two-year tenure with the NFL's Miami Dolphins that ended ugly, with the coach insisting he wasn't planning to leave ? then bolting for Alabama just two weeks later. His tactics may have been underhanded, but it's hard to argue with the call he made.
Before a record Sun Life Stadium crowd of 80,120 that definitely included more green than crimson, Lacy ran right through Te'o and the Irish on a 20-yard touchdown run before the game was 3 minutes old, capping an 82-yard drive that was longest of the season given up by the Fighting Irish.
It would only get worse. Alabama marched right down the field on its second possession, this one a 10-play, 61-yard pounding that finished with McCarron completely faking out the defense and lofting a 3-yard touchdown pass to Michael Williams, standing all alone in the back of the end zone.
On the first play of the second quarter, T.J. Yeldon powered over from the 1 to make it 21-0, the finish to another impressive drive ? this one covering 80 yards ? that included two long completions by McCarron. First, he went to Kevin Norwood on a 25-yard gain. Then, he hooked up with freshman Amari Cooper for a 27-yard gain to the Notre Dame 6.
By that point, it was clear to everyone that Notre Dame's hopes of winning its first national championship since 1988 were all done. But Alabama just poured it on.
"We've got to get physically stronger, continue close the gap there," said Brian Kelly, the Irish's third-year coach. "Just overall, we need to see what it looks like. Our guys clearly know what it looks like now ? a championship football team. That's back-to-back national champions. That's what it looks like. That's what you measure yourself against there. It's pretty clear across the board what we have to do."
Lacy's 11-yard touchdown reception with 31 seconds left in the half left the Irish fans shaking the heads in disbelief, while the Alabama faithful broke out that familiar "SEC! SEC! SEC!"
Alabama made it 35-0 on McCarron's second TD pass of the night, a 34-yarder to Cooper without a Notre Dame defender in sight.
The Irish finally scored late in the third quarter, a 2-yard run by Everett Golson that served no other purpose except to end Alabama's remarkable scoreless streak in the BCS title games, which stretched to 108 minute and 7 seconds ? the equivalent of nearly two full games ? before the Notre Dame quarterback fought his way into the end zone.
The only BCS title game that was more of a blowout was USC's 55-19 victory over Oklahoma in the 2005 Orange Bowl, a title that was later vacated because of NCAA violations.
About the only time Alabama stumbled was when McCarron had a miscommunication with his All-American center, Barrett Jones, in the closing seconds. The fiery McCarron shouted at Jones, who just shoved him away. But as the seconds ticked off, they were right on the same page, hugging Saban and celebrating another title.
Notre Dame went from unranked in the preseason to the top spot in the rankings by the end of the regular season. But that long-awaited championship will have to wait at least one more years. Golson completed his first season as the starter by going 21 of 36 for 270 yards, with a touchdown and an interception. But he got no help from the running game, which was held to 32 yards ? 170 below their season average.
Kelly had vowed this was only beginning, insisting the bar has been raised in South Bend no matter what the outcome.
"We made incredible strides to get to this point," he said. "Now it's pretty clear what we've got to do to get over the top."
___
Follow Paul Newberry on Twitter at www.twitter.com/pnewberry1963
Jan. 8, 2013 ? The hand-held scanners, or tricorders, of the Star Trek movies and television series are one step closer to reality now that a University of Missouri engineering team has invented a compact source of X-rays and other forms of radiation. The radiation source, which is the size of a stick of gum, could be used to create inexpensive and portable X-ray scanners for use by doctors, as well as to fight terrorism and aid exploration on this planet and others.
"Currently, X-ray machines are huge and require tremendous amounts of electricity," said Scott Kovaleski, associate professor of electrical and computer engineering at MU. "In approximately three years, we could have a prototype hand-held X-ray scanner using our invention. The cell-phone-sized device could improve medical services in remote and impoverished regions and reduce health care expenses everywhere."
Kovaleski suggested other uses for the device. In dentists' offices, the tiny X-ray generators could be used to take images from the inside of the mouth shooting the rays outward, reducing radiation exposure to the rest of the patients' heads. At ports and border crossings, portable scanners could search cargoes for contraband, which would both reduce costs and improve security. Interplanetary probes, like the Curiosity rover, could be equipped with the compact sensors, which otherwise would require too much energy.
The accelerator developed by Kovaleski's team could be used to create other forms of radiation in addition to X-rays. For example, the invention could replace the radioactive materials, called radioisotopes, used in drilling for oil as well as other industrial and scientific operations. Kovaleski's invention could replace radioisotopes with a safer source of radiation that could be turned off in case of emergency.
"Our device is perfectly harmless until energized, and even then it causes relatively low exposures to radiation," said Kovaleski. "We have never really had the ability to design devices around a radioisotope with an on-off switch. The potential for innovation is very exciting."
The device uses a crystal to produce more than 100,000 volts of electricity from only 10 volts of electrical input with low power consumption. Having such a low need for power could allow the crystal to be fueled by batteries. The crystal, made from a material called lithium niobate, uses the piezoelectric effect to amplify the input voltage. Piezoelectricity is the phenomenon whereby certain materials produce an electric charge when the material is under stress.
Kovaleski's team published "Investigation of the Piezoelectric Effect as a Means to Generate X-Rays" in the journal IEEE Transaction on Plasma Science. Kovaleski is interim department chair of the Electrical & Computer Engineering in MU's Department of Engineering.
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The above story is reprinted from materials provided by University of Missouri-Columbia.
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Journal Reference:
Brady Gall, Scott D. Kovaleski, James A. VanGordon, Peter Norgard, Andrew Benwell, Baek Hyun Kim, Jae Wan Kwon, Gregory E. Dale. Investigation of the Piezoelectric Effect as a Means to Generate X-Rays. IEEE Transactions on Plasma Science, 2013; 41 (1): 106 DOI: 10.1109/TPS.2012.2227250
Note: If no author is given, the source is cited instead.
Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.
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Public release date: 8-Jan-2013
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